Warning: Late repayment can cause serious money problems. For help, visit moneyadviceservice.org.uk
Warning: Late repayment can cause serious money problems. For help, visit moneyadviceservice.org.uk



Online Loans for everyday life

Apply online today and borrow upto £2,000*
How much cash do you need?
£
Representative Example:
Loan Amount - £400 | Borrowed for 90 days | Total Repayment: £561.92.
3 Monthly Payments of: £187.31 | Interest: £161.92| Interest Rate: 161.9% pa (variable) | Representative 305.9% APR

Why Choose Light Loans?

5 Minute Online Application Form
5 Minute Online Application Form
Cash Transferred in 15 Minutes
Cash Transferred in 15 Minutes**
Instant Decision Online
Instant Decision Online
No Hidden Fees or Charges
No Hidden Fees or Charges
All credit histories welcome
All credit histories welcome
Safe and Secure way to Apply
Safe and Secure way to Apply
5 Minute Online Application Form

5 Minute Online Application Form
Cash Transferred in 15 Minutes

Cash Transferred in 15 Minutes**
Instant Decision Online

Instant Decision Online
No Hidden Fees or Charges

No Hidden Fees or Charges
All credit histories welcome

All credit histories welcome
Safe and Secure way to Apply

Safe and Secure way to Apply

How it works

  • Choose your loan amount

    Choose your loan amount

    Use our home page sliders to choose the loan amount you wish to borrow and the time in which you wish to borrow for. Total Loan amount, interest rates and chosen term will be fully displayed to you.

  • Apply

    Apply

    Fill out our simple 5 minute application form and the Monevo lender matching technology will do the work for you! Receive an instant online decision. We’ll ask for your address, bank and employment details. Your application is 100% online.

  • You decide

    You decide

    Your application will be submitted to the Monevo Lender Panel. If approved you will be redirected to the lender application form where you can check everything over to make sure you are happy with it. You are under no obligation to accept and can still accept or reject the loan offer at this point.

  • Done

    Done

    Once you have accepted your Loan Agreement, your funds will be automatically transferred into your bank account by the Lender. You could receive your funds in just 15 minutes!**… It’s that simple!

What are online loans?

Online loans are exactly as the name suggests, loans that can be applied for online without the need of a face to face meeting. Many UK direct lenders now offer online loans due to the easy application process and instant decisions that they provide to individuals that apply. Typically many UK direct lenders offer online loans between £50 – £2,000 with some lenders also offering higher value loans.

Online loans are by far, the fastest way to apply for a loan. On average the whole application process can take as little as 3 minutes and is followed by an instant decision. Online loans have grown in popularity over recent years in the UK mainly due to how easy it is to apply for one. Before the online loans application process existed, many individuals had no option but to request a meeting with their local bank manager int he hope of receiving additional funds.

Where can I apply for Online Loans?

If you have made it this far, you can apply with Light Loans! It takes just 5 minutes to apply for a loan online and you will also receive an instant decision to save you less time. There are many other UK lenders that you can apply with, so why not look around for online loans to try and find the best deal for you. Many online loans providers will also have an application form that you can complete online from anywhere. However, you will not receive an instant decision from every lender that you apply with and they could ask for additional information from you in order to make their decision.

Can I apply if I have no Guarantor?

Of course! When you apply with Light Loans you are applying for a loan without a guarantor. Applying for guarantor loans online is not something that you Light Loans offers so you may need to go elsewhere if you are looking for this type of loan.

You can apply for online loans if you meet the following criteria:

  • You are a UK resident
  • You have a UK bank account
  • You have a valid UK address

Yes, you can even apply if you have bad credit as all credit histories are welcome.

UK online loans – The benefits

  • You can apply from anywhere, anytime on any device
  • There is no face to face meeting
  • Online instant decision
  • Funds transferred in just 15 minutes**
  • Application takes just 5 minutes

How much can i borrow?

You can apply online to borrow anywhere from £50 – £2,000

I have bad credit, can i apply online?

We welcome people with all types of credit histories, however people with bad credit may experience slightly higher interest rates.

When will i receive my money?

If you apply online today, we will give you an instant decision. If you are approved you could receive your funds within 15 minutes**

Is it safe to apply for loans online?

We will always ensure that your personal information is kept safe and secure. We only work with FCA regulated partners who also ensure that your personal information is kept completely private and safe.