Warning: Late repayment can cause serious money problems. For help, visit moneyadviceservice.org.uk
Warning: Late repayment can cause serious money problems. For help, visit moneyadviceservice.org.uk



Welcome to light loans – The UK’s online loans service.

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Who Are Light Loans?

Welcome to Light Loans, our website is owned and operated by Finance First LTD, who are based in the UK. Our partner is one of the UK’s leading online loans service for instant financial help when you need it most. Their online loans service helps thousands of people every week find the loan that best suits their needs.

Our service enables you to apply for a loan completely online and receive an instant decision within seconds of submitting your application form. We specialize in making the whole loan application process as quick and easy as possible!

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Apply online from anywhere using your phone, tablet or desktop. We are open every day of the year.

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Light Loans – Our service

We allow our customers to apply for a wide range of UK loans online. We understand that many people will want loans of different sizes which is why we allow all UK customers to apply for loans between £50 – £2,000

Online Loans – These are loans that can be applied for completely online without the need to go to your local bank or building society. The application process is usually carried out completely online.

Short Term Loans – These types of loans are very similar to payday loans in the way that you can borrow smaller amounts for a shorter period of time. However unlike payday loans which are usually repaid in one lumpsum, a short term loan can enable you to split the cost of your loan into equal repayments.

Bad Credit Loans– We welcome people of all credit scores, whilst not everyone with a bad credit history will be accepted for a payday loan, there may be another available option available to suit your current financial situation. For example we work closely with Credit Perfect who are a bad credit agency helping people with bad credit get back on track.

We don’t charge any fees

We will never charge you a fee for using our service, instead applying with us is completely free of charge, whether you are accepted for a loan or not. We never have and never will charge a fee to use of online service.

Light Loans promise

We want to provide one of the fastest online services available to people who need access to additional finances quickly. We understand that many people who are applying for short term finance are likely to have recently received an unexpected bill or expense. The lending platform that we use to process loan applications is safe and secure and will guarantee to keep your personal details safe. We make light work of the loan application process ensuring the whole application process is as fast as possible.

Why Choose Light Loans?

5 Minute Online Application Form
5 Minute Online Application Form
Cash Transferred in 15 Minutes
Cash Transferred in 15 Minutes**
Instant Decision Online
Instant Decision Online
No Hidden Fees or Charges
No Hidden Fees or Charges
All credit histories welcome
All credit histories welcome
Safe and Secure way to Apply
Safe and Secure way to Apply
5 Minute Online Application Form

5 Minute Online Application Form
Cash Transferred in 15 Minutes

Cash Transferred in 15 Minutes**
Instant Decision Online

Instant Decision Online
No Hidden Fees or Charges

No Hidden Fees or Charges
All credit histories welcome

All credit histories welcome
Safe and Secure way to Apply

Safe and Secure way to Apply