Lightloans - Unsecured loans FAQ

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UNSECURED LOANS

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Our Unsecured Loan FAQ is the result of customers asking us
questions. It should provide you with the information you
need to get the best loan deal around...

1. How much money can I borrow?
2. Over what period of time can I spread my repayments?
3. What can I use the loan for?
4. What happens if I am ill and can't work, or am made redundant?
5. Is my application confidential?
6. Can I pay off lump sums, or settle the loan early?
7. Can I borrow more in the future?
8. What Do I Do Now?
9. What Is The Difference Between A Secured And Un-secured Loan?
10. I have had problems in the past due to poor credit ratings, can Lightloans help?
11. Which lenders do you use for loans?
12. What APR will I pay on my loan?
13. If I complete the online loan application, am I under any obligation?
14. I am self-employed, can I still apply?
15. Can I borrow more later?
16. Can I repay my loan early?
17. Can I repay more than the agreed monthly instalment?
18. What interest rates do your personal loans start from?
19. Will you perform a credit search on me?

We go further!
At Lightloans, we know that being careful with money is sometimes tricky. Thats why we have put these useful guides together to help you on your way:

Buying a New Car/Bike

Your Dream Holiday

Getting Married (Gulp!)

LightLoans is a trading name of Frenson Capital Ltd. Written quotations available on request. Other terms and amounts available. Special plans on different terms for clients with CCJ's, arrears, and for the self employed without income proof (fees may apply but only on problem cases - max 10% - no loan, no fee). All loans subject to status in the UK to home owners aged 18 and over and may be secured on property.
YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT.