TERMS AND CONDITIONS OF USE
The Customer agrees that Lightloans and other companies approved by
them and/or the Supplier, and any introducer may make such enquiries
and searches and obtain such references as they consider necessary from
any person including any credit reference agency (which will keep a
record of any search made) and disclose the results of those enquiries,
searches and references and any information given by the Customer or
any person in applying for this agreement or about this agreement or
about the way in which it is conducted ('relevant information') to any
agency and/or Supplier, any introducer and/or Insurer.
The relevant information may be used for credit assessment,
including credit scoring, and by other Lenders in assessing
applications from the Customer and members of the Customer's household
and occasionally for debt recovery, tracing and fraud prevention.
Lightloans and other companies approved by them and/or the Supplier,
any introducer and/or the Insurer may use the relevant information to
advise the Customer about other products and services which may be of
interest, unless the Customer otherwise requests in writing.
The Customer understands that the benefit of the agreement may
be sold, transferred or assigned to a third party and in that
connection the Customer consents to the disclosure by Lightloans of the
relevant information to any actual or proposed purchaser, assignee or
transferee or to any other person in connection with such sale,
assignment or transfer.
All finance is subject to status. Written quotations available on
request.
YOUR PROPERTY IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE
OR OTHER FINANCE SECURED ON IT.
Materials and Communications sent to Lightloans
Any material, information or other communication you transmit or
post to this Site will be considered confidential and remain wholy
proprietary ("Communications"). Any material submitted to this Site
will not be adapted, changed, copied, disclosed, posted, transmitted or
used by Lightloans other than for qualification for loan and mortgage
purposes. Lightloans will be free to copy, disclose, distribute and
otherwise use the Communications and all data, text, and other things
embodied therein for the purposes mentioned above.
You are prohibited from posting or transmitting to or from
this Site any unlawful, threatening, libelous, defamatory, or other
material that would violate any UK based law.
Links
This Site may contain links to other Internet sites on the World
Wide Web. Lightloans provides such links for your convenience only, and
is not responsible for the content of any site linked to or from this
Site. Links from this Site to any other site do not mean that
Lightloans approves of, endorses or recommends that site. Lightloans
reserves the right to terminate any link or linking program at any
time. Lightloans disclaims all warranties, express or implied, as to
the accuracy, legality, reliability or validity of any content on any
other site. If you decide to access any of the third party sites linked
to this Site, you do this entirely at your own risk.
Availability of Products and Services
The products and services displayed on the Site are available to
UK residents (including England, Wales, Scotland and Northern Ireland)
only.
Online rates, apr(annual percentage rates) and availability
Rates, the apr and availability of loans and mortgages viewable
on the Lightloans site are subject to change without notice. Lightloans
is not liable for any typographical, photographic or specification
error in relation to rates which are all subject to correction.
Disclaimer
THE MATERIALS ON THIS SITE ARE PROVIDED "AS IS" WITHOUT ANY EXPRESS OR
IMPLIED WARRANTY OF ANY KIND INCLUDING WARRANTIES OF MERCHANTABILITY,
NONINFRINGEMENT OF INTELLECTUAL PROPERTY, OR FITNESS FOR ANY PARTICULAR
PURPOSE. IN NO EVENT SHALL LIGHTLOANS OR ITS SUPPLIERS BE LIABLE FOR
ANY DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS
OF PROFITS, BUSINESS INTERRUPTION, LOSS OF INFORMATION, INDIRECT,
CONSEQUENTIAL OR PUNITIVE DAMAGES) ARISING OUT OF THE USE OF OR
INABILITY TO USE THE MATERIALS, EVEN IF LIGHTLOANS HAS BEEN ADVISED OF
THE POSSIBILITY OF SUCH DAMAGES. Lightloans and its suppliers further
do not warrant the accuracy or completeness of the information, text,
graphics, links or other items contained within these materials.
Lightloans may make changes to these materials, or to the products
described therein, at any time without notice. Lightloans makes no
commitment to update the Materials.
Indemnification
You agree to indemnify, defend and hold Lightloans and all of
its agents, directors, officers, employees, information providers,
licensors and licensees, affiliates and subsidiaries, (collectively,
"Indemnified Parties") harmless from and against any and all liability
and costs (including, without limitation, solicitors' fees and costs),
incurred by the Indemnified Parties in connection with any claim
arising out of any breach by you of these Terms and Conditions of Use.
You will cooperate as fully as reasonably required in Lightloan's
defense of any claim. Lightloans reserves the right, at its own
expense, to assume the exclusive defense and control of any matter
otherwise subject to indemnification by you and you shall not in any
event settle any matter without the written consent of Lightloans.
Use of Personally Identifiable Information
Information submitted to Lightloans through forms on the website are subject to Lightloans's Internet Privacy Policy.
Lightloan's Right to Change These Terms and Conditions of Use or Content on the Site
Lightloans may add to, change or remove any part of these Terms and
Conditions of Use at any time, without notice. Any changes to these
Terms and Conditions of Use or any terms posted on this Site apply as
soon as they are posted. By continuing to use this Site after any
changes are posted, you are indicating your acceptance of those
changes. Lightloans may add, change, discontinue, remove or suspend any
other Materials posted on this Site, including features and
specifications of products described or depicted on the Site,
temporarily or permanently, at any time, without notice and without
liability.
General Terms
This site is controlled by Lightloans in the UK. Lightloans makes no
representation that Materials in the site are appropriate or available
for use in other locations outside of the UK, and access to them from
territories where their content is illegal is prohibited. Those who
choose to access this site from outside the UK do so on their own
initiative and for information purposes only.
