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Our Secured Loan FAQ is the result of customers asking us
questions. It should provide you with the information you
need to get the best loan deal around...

1. How much money can I borrow?
2. Over what period of time can I spread my repayments?
3. What can I use the loan for?
4. What happens if I am ill and can't work, or am made redundant?
5. Is my application confidential?
6. Can I pay off lump sums, or settle the loan early?
7. What happens if I want to move house?
8. Can I borrow more in the future?
9. What do I do now?
10. What is the difference between a secured and an un-secured loan?
11. I've had problems in the past due to a poor credit rating, can Lightloans help?
12. Which lenders do you use for loans?
13. What APR will I pay on my loan?
14. If I complete the loan application, am I under any obligation?
15. I am self-employed, can I still apply?
16. Can I borrow more later?
17. Can I repay my loan early?
18. Can I repay more than the agreed monthly instalment?
19. What interest rates do your loans start from?
20. Will you perform a credit search on me?
We go further!
At Lightloans, we know that being careful with money is sometimes tricky. Thats why we have put these useful guides together to help you on your way:

  Buying a New Car/Bike

  Your Dream Holiday

  Getting Married (Gulp!)